RWUSD (RWUSD)

One metric I always pay attention to is value returned to users.
Since 2022, Binance Earn has distributed over US$1.2B to stablecoin holders.
The long-term opportunity isn't just about access to markets - it's about helping users put their assets to work. https://t.co/TtnK4TaZ2J

For the past year, my main operation has been wealth management with a cash position, occasionally doing some swing trading, or dabbling in short-term projects.
The key is still stability.

Regarding the wealth management part
Previously, when the market was good, the flexible savings yield on OKX could reach 5% to 40%+. Recently, as the market has cooled, the yield has dropped to around 1%.
BN has a treasury bond yield converted to RWUSD wealth management, currently around 4.2%, which is also quite stable. The flexible savings yield also fluctuates with the market.

Dual Investment:
I usually do 'buy low', but this type of product has considerable risks. If you keep buying low, getting trapped is just a matter of time.
The core idea is to judge opportunities based on market conditions and strive for a comprehensive return of 20%+ with controllable risks.
Of course, once the market stabilizes, the returns will also drop significantly, making it less meaningful.
The main thing is that getting trapped is not worth the loss; it's no less than buying spot at a high price, so you still have to be careful. It's not something you can do indefinitely...

Wallet DeFi part:
During the good market period a while ago, it could achieve 10%+. Now it has generally dropped to the 5-10% range.
But for this type, you have to look at the protocol's quality; it's not that the higher the return, the better.
A comprehensive assessment is needed: security, liquidity pool size, audit situation, and whether there is official cooperative endorsement.
Stable, secure, and with good liquidity are more cost-effective in the long run.

Flash Earn part:
The quota is relatively small for me, but putting around 20,000 U of idle money, used with other strategies, is not bad.

In this round, there are not many opportunities to make big money in the secondary market, and there are quite a few pitfalls.
In the primary market, making money is also for a small number of leaders.

There's no need to be so anxious; everyone has their own rhythm.
Just take it steady for now, not losing money is good enough.

Binance has finally launched a US Treasury-related wealth management product, $RWUSD, with a fixed annual yield of 4.2%.

This 4.2% is indeed very attractive, as Binance's security and stability are unquestionable, capable of handling large funds without much concern for safety issues. With this 4.2%, Binance is likely aiming to benchmark against Coinbase's $USDC yield, where Coinbase offers 4.1%. Now, Binance provides another low-risk, stable yield option, even 0.1% higher than Coinbase.

I've put together a simple table of 3 CEXs that currently offer US Treasury-related products 👇